Don't know your account number? Call us at , 24 hours a day, 7 days a week. Your routing number is:. Note for California customers: If you opened your account in Southern California, you may see a different routing number on your checks than the number displayed above.
You can use either number. Note for California customers: If your account has check-writing capabilities and you opened the account in Southern California, you may see a different routing number on your checks than the number displayed above.
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The routing number identifies where the account lives; which branch of which bank is responsible for making sure the funds are available and safe. Q: Can I safely give out my account and routing info? Basically, if a person wants to get paid, they have to fill out this information. Giving out the combination of an account and routing number should be done only under professional and secure circumstances.
One account can be used to receive money and another account can be used to hold the money. The receiving account can keep a low balance so its information can be shared without great vulnerability. Remember, the routing number is safe to share and is often even public information. Q: Does the routing number have any other names: A: Actually, it does. If prompted for either of these numbers when sending or receiving money, it is the routing number that is needed.
Q: Do checks and deposit slips have the same routing number? A: Not all banks use the same numbers for both checks and deposit slips. It is necessary to check with the branch to find out if either requires a different routing number or if the same number can be used for both. Q: Is a routing number necessary for a wire transfer? We follow strict guidelines to ensure that our editorial content is not influenced by advertisers.
Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.
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The information on this site does not modify any insurance policy terms in any way. Everyday banking tasks like direct deposit, bill payments, check processing, wire transfers, and the use of mobile payment services like Venmo require an account number and routing number.
It only takes a minute to sign up. Connect and share knowledge within a single location that is structured and easy to search. For example, Bank of America has several routing numbers :.
A lot of it has to do with bank mergers, acquisitions, etc. In order to reduce the confusion generated with routing numbers changing, they are kept around. This happened to me when US Bank took over the bank I used after it failed. This was in the timeframe and the routing number from the original bank is still used. In fact, checks from the original bank are still good. They are designed to help banks internally work out where money is coming from location and what it's for task.
As a consequence, large banks with exposure to multiple geographic markets and domains of service use multiple numbers to show them exactly what's going on. This historical legacy remains in place today, as no one wants to undertake the monumental task of unpicking the routing number system. The wire transfer numbers are different because they work across a different network SWIFT - Society for Worldwide Interbank Financial Telecommunication , which handles international interbank transfers.
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